Can You Get Pre

Being pre-approved for a mortgage loan doesn’t mean you can go out and make large purchases. Spending a lot of money on a car or vacation could reduce your assets to the point you get denied a mortgage.

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Because it’s an informal, nonbinding evaluation, you can get pre-qualified in a day or two, sometimes less. Depending on the lender, pre-qualification can happen in person, over the phone or online.

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How to get preapproved for a car loan. You can apply to get preapproval for an auto loan online, over the phone or in person at a bank or credit union. Since you already have a relationship with.

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The best thing you can do to ensure a smooth mortgage application process is to prepare yourself before you even get pre-approved. Here's how.

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Get more than a preapproval. Getting approved before you start looking for a home will help you know what you can afford and close your loan faster.

These are important questions to answer if you want to pre-qualify for a home loan, and our loan prequalification calculator is a great tool to help you get started. Compare rates.

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