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In many cases first-time buyers haven’t been able to come up with the. refinance their Fannie Mae-owned mortgage but do not qualify under the Home Affordable Refinance Program (HARP) can refinance.
Buyer First Time Harp Home – Centralmassroundtable – – For someone who is thinking of buying a first home, the idea of saving enough money for a 20 percent down payment can be daunting. The good news is a first-time buyer can purchase a home for a little as 3 percent down – and even no money down in some cases.