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Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans. But, when.
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Home loan is a type of real estate loan where the lender keeps the home as a security against the loan they lend to the borrower for financing other activities. Home equity loans in Texas involve numerous restrictions and requirements that may not exist for such loans made in other states.
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